M&T Bank Stock Deep Dive: Analyzing 13 Analyst Assessments

Over the past 3 months, 13 analysts have issued assessments on M&T Bank (NYSE:MTB). The views are mixed, with both bullish and bearish outlooks.

The table below summarizes the analysts' recent ratings, highlighting the changes over the past 30 days and comparing to the prior month's data to provide an overall perspective.



The analysts also provide deeper insights into their 12-month price targets. The average target is $187.38, with the highest estimate at $220.00 and the lowest at $161.00. The current average target is up 7.83% from the prior $173.77.



Analyst Assessment Breakdown:

Key insights from the in-depth analysis of the latest analyst activities and rating/price target adjustments on M&T Bank:



Key Takeaways:
- Actions: Analysts adjust their recommendations based on changing market conditions and company performance. "Maintained", "Upgraded", or "Downgraded" actions reflect their latest views on the current state of M&T Bank.
- Ratings: Analysts provide qualitative assessments ranging from "Outperform" to "Underperform", reflecting their expectations for M&T Bank's relative performance compared to the overall market.
- Price Targets: Analysts estimate the future value of M&T Bank's stock, allowing investors to track the trend in their expectations over time.

Reviewing these analyst assessments in conjunction with other financial metrics can provide a comprehensive understanding of M&T Bank's market positioning. Use our rating table to make informed investment decisions.

About M&T Bank

M&T Bank is one of the largest regional banks in the US, with branches across New York, Pennsylvania, West Virginia, Virginia, Maryland, Delaware, and New Jersey. Originally founded to serve manufacturing and trading companies along the Erie Canal, the bank focuses primarily on commercial real estate and commercial-related lending, while also conducting some retail operations.

M&T Bank's Economic Impact: Analysis

Market Capitalization: M&T Bank's large market capitalization suggests it has a significant scale and market presence above industry averages.

Declining Revenues: As of June 30, 2024, M&T Bank experienced a revenue growth decline of approximately 11.53% over the past 3 months. This indicates a decrease in the company's top-line performance. Compared to industry peers, the bank is underperforming in revenue growth.

Net Profit Margin: M&T Bank's net profit margin is below the industry average, suggesting it is struggling to maintain profitability. The 27.19% net profit margin indicates challenges in effective cost management.

Return on Equity (ROE): M&T Bank's ROE is below industry averages, indicating difficulties in efficiently utilizing its equity capital. The 2.46% ROE suggests the bank may struggle to generate optimal returns for its shareholders.

Return on Assets (ROA): M&T Bank's financial soundness is reflected in its superior ROA, which exceeds industry averages. The notable 0.3% ROA demonstrates efficient asset utilization and a robust financial position.

Debt Management: M&T Bank's debt-to-equity ratio is significantly higher than the industry average, suggesting a greater reliance on borrowed funds and implying higher financial risk.

Analyst Assessment Essentials: Key Takeaways for All Investors

Analyst assessments come from industry experts within the banking and financial system who report on specific stocks or defined sectors (typically on a quarterly basis). Analysts gather information from company conference calls, meetings, financial statements, and key internal sources to formulate their decisions.

Analysts can enhance their evaluations by including projections on growth estimates, earnings, and revenue, providing additional guidance to investors. While analysts are experts in their fields, it is important to recognize that they are human and express opinions when providing insights.

This article was generated by Benzinga's automated content engine and reviewed by an editor.